Licensing Options
At Banking Options, we connect businesses with the right financial licenses to operate and expand globally. Partnered with multiple brokers and individual sellers, we maintain a broad database of available licenses, allowing clients to choose from a wide range of options that fit their business model, jurisdiction, and long-term goals.
Whether you’re launching a fintech startup, expanding a payment institution, or entering new markets, our team provides full guidance throughout the licensing process, from initial consultation and due diligence to application and acquisition. We specialize in some of the most sought-after regulatory frameworks, including MSB, EMI, MSI, PI, and crypto or virtual asset licenses, helping you navigate complex requirements with confidence.
With our expertise and network, we simplify licensing for your business, ensuring transparency, compliance, and a smooth path to regulatory success.
MSB
A regulatory authorization for companies offering money transfer, currency exchange, or payment processing services. Common in jurisdictions like Canada, the U.S., and Hong Kong, the MSB license enables businesses to legally move funds and operate as financial intermediaries.
Grants the right to issue and manage electronic money, offer payment accounts, and provide digital financial services across the EU and UK. Ideal for fintechs, PSPs, and neobanks looking to operate under PSD2 and handle customer funds securely.
EMI
SEMI
A simplified version of the EMI license designed for smaller-scale operators. It allows limited e-money issuance and payment services within defined transaction and balance thresholds. Perfect for early-stage fintechs and startups.
Required for companies involved in crypto and digital asset activities such as exchange, custody, or transfer. Recognized globally (e.g., EU, UAE, Hong Kong), the VASP license ensures compliance with AML and KYC regulations for crypto-related businesses.
VASP